Payments & Fintech Executive Advisory
Payments Strategy.
Product Execution.
Revenue Growth.
Garrett Strategy Group helps payments, fintech, lending and financial technology companies build, commercialize and scale payment products and capabilities.
The Intersection
Most firms approach payments from one side. The value is in the middle.
Payments programs succeed or fail where product, technology, commercial models, and sales meet. That intersection is where Garrett Strategy Group works.
Payments Expertise
Real-time payments, RTP, FedNow, ACH, card payments, gateways, APIs, and integrations, understood at the level of economics, operations, and banking relationships, not just terminology.
Product Leadership
Deciding what to build, what to buy, what to partner for, and how a payment capability becomes a product with a roadmap, a launch, and an owner.
Commercialization & Revenue
Pricing, packaging, positioning, enterprise sales, partnerships, and adoption. This is the work that turns a shipped capability into revenue.
Core Services
Four ways companies engage the firm
Fractional Executive
Leadership
Fractional Head of Payments, product executive, or CRO/GTM leadership, including interim coverage during leadership gaps, periods of rapid growth, or major strategic initiatives.
↗ 02Payments Strategy & Product
Evaluate, build, expand, and commercialize payment capabilities across RTP, FedNow, ACH, card payments, gateways, APIs, provider selection, banking partners, integration planning, and pricing.
↗ 03Commercialization, Revenue
& GTM
Positioning, packaging, pricing, enterprise sales strategy, sales enablement, partnerships, and product-and-sales alignment that drives adoption and revenue.
↗ 04Strategic Advisory
Independent executive perspective for founders, executives, and investors evaluating markets, vendors, partners, payment capabilities, and major product or technology decisions.
↗Where We're Brought In
The situations that usually start the conversation
You need to launch or expand a payment product.
You need ACH, RTP, FedNow, card, gateway or payment-integration expertise.
You have the technology but no clear commercialization strategy.
Product and sales are not aligned on what is actually being sold.
You need to evaluate a processor, gateway, bank or technology partner.
Your GTM motion or pricing model needs to be rebuilt.
You need senior payments leadership without another full-time executive.
You need an operator who can bridge product, technology, customers, partnerships and revenue.
Areas of Expertise
Deep expertise across payments, product,
and commercialization
Payment Rails & Capabilities
- Real-time payments
- RTP
- FedNow
- Faster payments
- ACH
- Card payments
- Payment gateways
- Payment APIs & integrations
Product & Technology
- Payment product strategy
- Product roadmaps
- Product launches
- Capability expansion
- Provider evaluation
- Vendor selection
- Integration planning
- Lending technology
Commercial & Market
- Pricing and economics
- Product commercialization
- Go-to-market strategy
- Enterprise sales strategy
- Positioning and packaging
- Banking-partner strategy
- Partnership development
- Market expansion
An Operator, Not a Generalist
Senior payments expertise when the opportunity doesn't require another full-time executive.
Built it. Commercialized it. Led it.
Product roadmaps, integrations, banking relationships, pricing models, and enterprise deals carried through to launch and adoption, not handed off at the recommendation.
Decisions, not decks
The work produces decisions you can act on: what to build, who to partner with, how to price it, how to bring it to market, and how to drive adoption.
Start with the problem, not the primer
Payments vocabulary, vendor landscapes, commercial models, and operational realities are already understood, so the engagement can focus on the actual problem.
Have a payments decision in front of you?
A short conversation is usually enough to determine whether there is a fit and what the right engagement might look like.